Application of Enzyme Technology in Dairy Research

With the rapid development of the dairy cattle breeding industry and the dairy industry, the output of raw milk and dairy products has increased significantly, the variety of dairy products has been greatly enriched, and the quality has also made a qualitative leap. High and new technologies such as gene technology, enzyme technology, microbial technology, high-pressure technology, and cold sterilization technology are also increasingly used in dairy production.

Enzymes are proteins with catalytic functions produced by living cells, and they participate in various biochemical reactions in the body. Compared with traditional chemical methods such as acid processing food, enzyme technology has displayed its unique charm. It overcomes harmful by-products generated in chemical methods, and provides healthier, environmentally friendly, safe and effective solutions for food processing. These characteristics have greater advantages than traditional chemical reactions. In the food industry, enzymes for food can replace many chemical agents, making production more natural and efficient.

Application of enzyme technology in dairy research

Overview

Milk is the perfect food. Increasing milk intake is a good source to ensure adequate calcium intake. The Nutrition Institute recommends “daily drinking dairy products” to residents across the country in a new dietary guide as an important aspect of improving the nutritional status of the entire population.

About 90% of adults in some countries have lactose intolerance, and eating low-lactose dairy products is one of the effective ways to resolve lactose intolerance. Lactase from different sources has been developed to produce lactose-degraded dairy products. The method for treating milk with lactase is to mix lactase directly into pasteurized milk. During storage, lactose can be converted into glucose and galactose due to hydrolysis. Manufacturing low-lactose hydrolyzed milk can improve milk flavor, sweetness and nutritional value; its application in fermented milk can speed up the reaction and improve fermentation efficiency, so that the mellow milk has a unique frankincense flavor, and relatively extends the shelf life of the product; It can be used in condensed milk to prevent lactose from crystallizing while condensing, making the product taste delicate and increasing sweetness, reducing the amount of sucrose and inhibiting bacteria to improve quality.

The latest progress of enzyme technology in dairy research

Modified degradation of lactose to prevent the occurrence of lactose intolerance.

Lactose is the main carbohydrate in cow’s milk, and it is also an important source of galactose for breastfeeding infants to ensure brain development. Lactose can promote the diffusion and transport of calcium and facilitate absorption, and it has an intestinal regulating effect. If it is not well degraded, a series of symptoms of lactose intolerance will occur. Patients with lactose intolerance cannot digest lactose in cow’s milk into glucose and galactose that can be directly absorbed by the body’s blood. This is mainly because the intestinal mucosal cells of the body cannot produce enough lactase to break down lactose, so lactose intolerance is actually a lactase deficiency. Lactase deficiency is a widespread worldwide problem and is actually more common in Asians and Africans.

Hydrolyzed milk protein to prevent milk allergic reactions.

Milk protein allergy is a very serious problem for some specific groups, especially those with congenital allergies. The clinical symptoms are mainly angioedema, urticaria, atopic dermatitis, respiratory symptoms, acute abdominal pain, diarrhea, vomiting and allergic reactions. Lactin or casein, which is an allergen in some special populations, because of its immunogenic protein, can avoid the immunoglobulins present in intestinal mucosal epithelial cells, and is adsorbed on the intestinal mucosa Produces actions of the immune system. This triggers allergic reactions to cow’s milk in some infants and adults, causing symptoms such as rash and asthma.

With the screened protease, the peptides obtained by hydrolysis not only improve its digestibility, but also hydrolyze the fragment with the determinant site of the antigen, which significantly reduces its antigenicity, thereby preventing milk allergy. Compared with the free amino acid mixture, the milk protein enzymatic product has the advantages of good flavor, high absorption rate, and low osmotic pressure. Generally, the method of synergistic effect of enzymatic hydrolysis treatment and heat treatment or ultrafiltration treatment is used to prepare hypoallergenic casein and whey protein hydrolysates. Heat treatment has a slight effect on the immunogenicity of milk proteins, but heat treatment can affect the configuration of milk proteins, increase the chance of proteolytic enzymes contacting the substrate, and obtain hypoallergenic protein hydrolysates.

Milk contains a variety of ingredients with antibacterial activity and has multiple effects.

Such as immunoglobulin, lactoferrin, lactoperoxidase and lysozyme, these components can prevent the occurrence of cow mastitis and inhibit the growth of microorganisms during the storage of raw milk and dairy products, but they are only effective for a certain period of time. Among them, lactoperoxidase is the main substance to prevent microbial contamination. Each lactoperoxidase molecule contains an iron atom. Lactoperoxidase itself has no antibacterial activity and is composed of hydrogen peroxide and thiocyanate. The natural antibacterial system, the so-called lactoperoxidase system, has antibacterial and antiseptic effects. Lactoperoxidase inhibits Gram-negative bacteria (including E. coli and Salmonella strains) and Gram-positive bacteria. Its antibacterial effect is related to 5H value, temperature and bacterial count. The antibacterial properties of the lactoperoxidase system are increasingly used in animal production and clinical medicine. For example, activating raw milk’s own lactoperoxidase system can extend its shelf life; adding sodium thiocyanate to raw milk can prevent milk spoilage; adding lactoperoxidase to milk substitutes to replace antibiotics can prevent drug resistance occur.

Enzyme preparations are becoming more and more widely used in the food industry, especially in the dairy and dairy industries. With the development of new technologies such as genetic engineering, the application potential of enzyme engineering is expected to be further realized. Looking to the future, enzyme preparations, a clean technology derived from nature itself, have broad application prospects in finding innovative, economical and environmentally friendly methods and providing solutions to industrial problems throughout the world.

First Time Car Buyer – Do your Homework before applying for an Auto Loan

It doesn’t matter whether you’re a college student with a job or someone with a stable income, the process of buying a car for the first time is filled with uncertainty. If you are a first time car buyer, then planning is important to prevent surprises. Buying a car is an important decision so it requires a little homework.

There is nothing better than getting your first car! And when you make an informed decision, you will never regret it. The first thing you can do is get approval on an auto loan. It will help you in selecting a car within your price range.

As you don’t have any car buying experience, here are a few questions that you need to ask yourself before you buy a car:

Can I afford a new car right now?
Will I be able to get an auto loan?
Which car I should buy?
What if something goes wrong during the car buying process?
Smart Tips to Note Down for a First-Time Car Buyer

When you are a first-time car buyer, it is important for you to slow down and make an informed decision.
Be a winner in the battle for budget. To create a budget is an easy task but to stick to it is difficult.
When you are a first-time car buyer, don’t forget to determine your monthly payments with the help of an auto loan calculator.
If you are buying a used car, then find out what’s wrong with the car with the help of a mechanic.
Research various options for your new car. Take a test drive because nothing is more important in your decision process than how you feel behind the wheel.
Internet shopping for your dream car is another option where there is no face to face sales pressure.
It is a myth that a good car will cost you a fortune.
When you are buying a car, you also need to consider car insurance.
Shop for an auto loan first.
Don’t forget to compare the auto loan deals.
Important Terminologies for a First-Time Car Buyer

1. Credit Score- Generally known as a FICO Score. A high credit score determines good credit history.

2. Collateral –If you fail to make the payment on the auto loan, the lender has the right to take possession of your car.

3. Interest – You have to pay interest on the auto loan. It is the cost that you pay to borrow money.

4. Auto Loan Term- The term determines the number of months in which the auto loan needs to be paid off.

In many cases, a first-time car buyer gets tricked by lender’s attractive offers. So, be wise and compare the auto loan deals. If you plan your new car with a little extra homework, it will save your money and help you in establishing a good credit.

Pros and cons of having a private banker

Historically, the services of private bankers were reserved for the most affluent bank clients. Luckily, the times have changed and now, with rising competition on the market of financial institutions and growing number of bank products more and more customers qualify for having their own relationship manager. Private banking is a personalized service invented to assist bank clients by providing wealth management advice. If you are wondering what are the pros and cons of this arrangement, keep on reading because what follows is a list of benefits, as well as the drawbacks that come together with having a private banker.

Personalization

The biggest advantage of working with a private banker is the fact that all management and investing solutions are tailor-made for particular clients depending on their financial capabilities and liquidity. If you have a private banker, you can be sure to get assistance regarding investment solutions, retirement and brokerage accounts, insurance products and business related services whenever you need. Private bankers are more flexible, they are not limited by bank opening times, or business working hours, which is essential if you are planning to invest in foreign markets.

First-hand advice

Bank clients, inexperienced in intricate investment strategies depend on the expertise of private bankers when it comes to growing their assets. Having an extensive knowledge on financial products and investment tactics the bankers can advise on the most beneficial investment plan.

All-in-one

Having only one person who handles all your finances is very convenient – it limits the time you spend on running errands, or meeting with different brokers and bankers. But most importantly, your dedicated private banker has a total overview of your finances and can look at your accounts holistically.

Trust issues

On the other hand, when your entire wealth is in the hands of just one person, the risk of mismanagement is immense. Private banking services depend solely on the line of trust between the client and the banker. If your private banker makes one bad investment decision, your entire wealth management plan may come crushing down. It is always advised to cross-reference the decisions made by your banker and double-check if they agree with your expectations.

The fees

Private banking services are still very expensive. Most private bankers usually take 1,5 – 2 per cent of assets under their management. For some clients, it is hard to justify the fees, especially if their wealth is allocated in steady products which do not require aggressive financial strategies.

Profit motive

There is no denying that the more money you make, the bigger fee will your banker claim. Due to that, many bankers like to invest in risky products, which on the one hand promise outstanding profits, but, if something goes wrong, may cost you a lot of money. Also, many people complain that their relationship managers often push different financial products onto them. Banks see private banking sector as a way to sell more and the bankers may turn out to be biased and start putting the products of affiliated banks over the ones that could actually be very profitable for you, but not necessarily for your relationship manager.

These days almost every financial institution offers services of private banking. Whether you run a business and want to have all your profits under control, or you are an individual who is planning on growing the assets and building a safe future for you and your family, the services of private bankers may come in handy. However, there is no right answer and, considering all pros and cons, everyone should make the decision themselves.